In today’s broadcast marketplace, Seller financing isn’t just a creative option — it’s often the only workable path to making a deal happen. Traditional lenders remain reluctant to finance radio acquisitions because the core asset in the transaction, the FCC license, cannot be pledged as collateral. When the most valuable part of the deal can’t secure the loan, banks either decline outright or offer terms that make no sense for Buyers or Sellers. That’s why Seller‑carried paper has become one of the most significant components of successful small‑ and mid‑market transactions.
MCH Enterprises has several station listings that have a Seller-financed component that we think warrant serious consideration.
When a Seller is willing to carry terms, it solves the structural problem lenders can’t. Buyers gain access to reasonable financing, faster closings, and the ability to step into meaningful clusters without navigating months of underwriting. Sellers benefit from a wider pool of qualified operators and the ability to maintain full‑value pricing without discounting the asset. But Seller financing only works when it’s structured with discipline. Because a Seller can’t easily foreclose on FCC licenses in the event of default, pre‑qualification is essential. “Know Thy Borrower”: understanding their operational capacity, and putting the right protections in place — security agreements, personal guarantees, and other enforceable levers — ensures the Seller is protected while still giving the Buyer a viable path forward.
In a market where lenders “just about won’t” participate, Seller financing is a tool that keeps deals moving. It aligns incentives, preserves value, generates a greater return on investment through earned interest. The following opportunities include Seller‑financed terms, each structured to support a smooth transition and long‑term operational success.
CALIFORNIA:
LOS ANGELES COUNTY AM/Translator COMBO: This combo is a multi-platform media hub that blends traditional broadcasting with cutting-edge digital strategies. The Asking Price is $1.15 million, justified by good sales and strong cashflow, and terms are available. A Non-Disclosure Agreement is a must for even the smallest question, click HERE to download; complete, sign, and email to mchenterprises2026@outlook.com.
GOLD COUNTRY AM/FM-FX COMBO! A rare opportunity to acquire a respected, community‑anchored cluster in California’s Gold Country. The AM continues to outperform typical market patterns, with the FM-FX contributing to the balance. That means “room to grow”! The stations are in the midst of a smart, disciplined rebuild: new management, an expanded sales team, and a zero-based budgeting initiative that has already delivered significant cost savings. Click HERE to download a Non-Disclosure Agreement. Asking $395,000. A structured stock sale brings attractive SBA financing and a second shareholder loan available to qualified Buyers. A heritage operation with real upside.
WASHINGTON:
PACIFIC NORTHWEST: WASHINGTON, OREGON, AND EVEN MONTANA! A unique group of full power AM/FM stations and translators. There are four distinct markets, and the offer includes real estate. The stations are available on a collective basis or each of the four markets can be purchased separately. This offering comes with a solid sales history and very good cashflow. Contact MCH Enterprises for a combined Executive Summary and/or individual market presentations. Click HERE to download a Non-Disclosure Agreement, complete, sign, and return to mchenterprises2026@outlook.com and presentation materials will be sent to you via email.
WASHINGTON COAST: This is small market dominance. Three full-power FMs and five Translators, five distinct formats, and the office/studio building is included. There are two shared tower sites, both with reasonable leases. The asking price for everything is $495,000 and Seller will carry financing for a qualified Buyer. This is an opportunity to move in at the top and take full advantage of the goodwill that the Seller has built up over the years and there is still upside growth potential.
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